Effective:
July 22, 2008 |
Certificates
of Deposit Interest Rates |
| Term |
Rate |
APY*** |
|
14 days under 100M |
0.90% |
0.900% |
|
30 days under 100M |
1.00% |
1.000% |
|
90 days under 100M |
1.60% |
1.610% |
|
180 days under 100M |
1.75% |
1.760% |
|
1-2 years under 100M |
2.00% |
2.020% |
|
2-3 years under 100M |
2.20% |
2.220% |
|
14 days over 100M |
1.15% |
1.160% |
|
30 days over 100M |
1.25% |
1.260% |
|
90 days over 100M |
1.75% |
1.780% |
|
180 days over 100M |
2.00% |
2.020% |
|
1-2 years over 100M |
2.25% |
2.280% |
|
2-3 years over 100M |
2.50% |
2.560% |
|
Minimum $1000.00 to open |
|
|
|
 |
Effective:
July 22, 2008 |
Deposit
Interest Rates |
| Amount |
Rate |
APY*** |
|
Money Market Checking |
| |
$1 - $2,499.99
|
0.75%
|
0.75%
|
|
$2,500 +
|
1.00%
|
1.00%
|
| |
|
Commercial Money Management |
| |
$1 - $4,999.99
|
0.75%
|
0.75%
|
|
$5,000 +
|
1.00%
|
1.00%
|
| |
|
Super Checking |
| |
$1 - $999.99
|
0%
|
0%
|
|
$1,000 +
|
0.75%
|
0.75%
|
| |
|
Personal Bonus |
| |
$1 - $4,999.99
|
0.75%
|
0.75%
|
|
$5,000 +
|
1.00%
|
1.00%
|
| |
|
Personal Savings |
| |
$1 +
|
0.75%
|
0.75%
|
| |
|
Commercial Savings |
| |
$1 +
|
0.75%
|
0.75%
|
| |
|
Treasury Money Market |
| |
$1 - $4,999.99
|
0.75%
|
0.75%
|
|
$5,000 - $49,999.99
|
0.85%
|
0.85%
|
|
$50,000 - $99,999.99
|
0.95%
|
0.95%
|
|
$100,000.00 +
|
1.520%
|
1.530%
|
| |
|
|
Effective:
July 22, 2008 |
Loan
Interest Rates |
| Term |
APR** |
|
Automobile Loans
|
|
Current Model Year (2008/2007) |
|
|
36 months
|
6.25%
|
|
|
42 months
|
6.25%
|
|
|
48 months
|
6.25%
|
|
|
60 or 72 months
|
6.25%
|
|
|
|
Used |
|
1st Model Year (2006)
|
54 months
|
6.49%
|
|
2nd Model Year (2005)
|
48 months
|
6.75%
|
|
3rd Model Year (2004)
|
42 months
|
6.99%
|
|
4th Model Year (2003)
|
36 months
|
7.25%
|
|
5th Model Year (2002)
|
30 months
|
7.49%
|
|
|
|
Personal Loans
|
|
|
Up to 12 Months
|
14.00%
|
|
|
Over 12 Months
|
16.00%
|
|
|
|
Boats & Campers
|
|
New
|
Up to 60 Months
|
7.75%
|
|
Used
|
Up to 60 Months
|
8.25%
|
|
|
|
Home Equity
|
|
|
Up to 60 Months
|
6.99%
|
|
|
61-120 Months
|
7.99%
|
|
|
|
Home Improvement
|
|
|
36 months
|
6.49%
|
|
|
48 months
|
6.49%
|
|
|
60 months
|
6.49%
|
|
|
120 months
|
7.99%
|
|
|
|
**APR
= Annual Percentage Rate
*** APY = Annual Percentage Yield |
|
|
