Whether you're starting a business, growing a business or just managing a business, HCB has an account for you! Small business banking is our specialty. We're working hard to give you all the resources you need to keep your business prospering. All of our checking products provide you with: Check images with your monthly statement Internet Banking to access your accounts at no charge for balance inquiries, transaction information and statement history Free Bill Pay Below is a description of features of our business checking accounts. For a more detailed list of other charges and fees that may be assessed on the accounts, please click Schedule of Fees above or for any other questions you have about HCB checking products. Commercial Checking Our most popular business account! This non-interest bearing account offers the following: Open with as little as $200.00 Checks/Debits Paid $0.15 each Deposits/Credits Posted $0.50 each Items Deposited $0.12 each Minimum monthly service charge is $14.00 Small Business Checking Perfect for a business with fewer transactions. This non-interest bearing account offers the following: Open with as little as $100.00 125 Checks/Debits per month free 25 Deposits/Credits free $0.25 each additional item $20.00 monthly service charge No service charge for balances maintained at $5,000.00 Commercial Money Management Fund Want to earn a higher rate of interest but need quick access to your money? HCB's money management fund allows you to make withdrawals for those unexpected needs while still earning interest. This account offers the following: Open with as little as $500.00 6 withdrawals per month free $10.00 per withdrawal after 6 Tiered interest paid based on account actual balance $10.00 monthly service charge No service charges for balances maintained at $5,000.00 Treasury Money Market Designed for the business that has more to invest, but still needs the funds available for withdrawal without notice. This account offers the following: Open with as little as $10,000.00 6 withdrawals per month free $25.00 per withdrawal after 6 Tiered interest paid based on account actual balance $10.00 monthly service charge No service charges for balances maintained at $10,000.00 Commercial Analysis Account Open with as little as $200.00 Checks/Debits paid $0.15 each Deposits/Credits posted $0.50 each Items deposited $0.12 each Monthly service charge is $20.00 plus the cost of services less earnings credit Earnings credit on average collected balances are used to offset the cost of services